If you have been injured in an accident that was caused by someone else, it can be frustrating attempting to deal with this all on your own. Not only do you have to deal with your insurance company, but you will be contacted by the other party’s. While their insurance company may seem friendly and helpful, you should avoid talking to them directly. By discussing the accident with them, you run the risk of forfeiting your legal rights to future claims. Further, the insurance company is going to want to offer you a settlement for the least amount of money possible. In the event you do speak to them, and later refuse their offer, they are going to use anything you said to them directly against you in order to attempt to devalue your case.
Rather than dealing with this unwanted stress during this difficult time in your life, it is better to consult with a personal injury lawyer in Los Angeles. Your attorney is able to handle all aspects of helping you file claims against the other party’s insurance party, as well as handle situations where your company and theirs is the same. In the event you both have the same provider, you should avoid speaking to them, even to discuss your own claim against your policy.
Regardless of whether you are dealing with one or two different insurance carriers, it is often better to tell insurance companies you are in the process of retaining a personal injury lawyer in Los Angeles, and they can direct all inquiries to your attorney once you have hired them. By taking the time to retain a personal injury lawyer, not only do you protect your legal rights, but you are also ensuring the lawyer will seek the maximum amount of monetary damages for you as allowed under the law.