It is important to understand there is a difference between a settlement, and a verdict, in auto accident personal injury cases. Your lawyer works on your behalf to ensure you receive the best monetary compensation. He makes all attempts to resolve the case without having to go to court. This is because it costs more money whenever you have to take your case in front of a judge. By being able to come to an agreement outside of the court, which is called a settlement, it saves both you and the party you are suing money. A verdict, on the other hand, is a case is resolved in court.
Most insurance companies want to avoid going to court for a personal injury case. This is because these types of court cases can result in negative publicity for them. Would you want to purchase your insurance from a company which is currently in the news because of a court case where someone was injured and they are refusing to settle? Further, it also places a risk on losing their current customers, because once they find out about the case, they could easily switch to another company.
Another reason your attorney attempts to reach a settlement is because it is faster than taking your auto accident case to court. Settlements easily take several months to come to an agreement, where court cases can take much longer before you see any proceeds. Just remember, your lawyer is working in your best interest and has years of experience in this area of law. Further, he will do what is best for your situation and supply you with advice, and his opinion on how you should proceed.